Term life
Affordable coverage for 10, 20, or 30 years while your kids are young or your mortgage is large.
Learn about term lifeHome / Life insurance
Life insurance that fits your family and your budget
Life insurance is now available in all 50 states. We compare policies from several life insurers, explain the trade-offs without pressure, and help you pick coverage that would keep your family in their home, wherever you live.
Life insurance carriers we work with
We compare plans from these companies to find your best rate.
Life coverage we place
From simple term policies to coverage for business owners.
Mortgage protection
Coverage sized to pay off your home so your family can stay in it.
Learn about mortgage protectionWhole life
Lifelong coverage with fixed premiums and cash value that grows over time.
Learn about whole lifeFinal expense
Smaller policies, often with no medical exam, that cover funeral costs and final bills.
Learn about final expenseIndexed universal life (IUL)
Permanent coverage with cash value linked to a market index, a floor against losses, and flexible premiums.
Learn about IULAnnuities
Turn savings into guaranteed retirement income, with fixed, indexed, and income annuity options.
Learn about annuitiesKey person and buy-sell
Protect your business if an owner or key employee passes away.
How getting a life quote works
Talk through your goals
Who depends on you, and what would they need?
Get your coverage number
We calculate a sensible amount, not the biggest one.
Compare insurers
Several carriers, priced on your actual health and age.
Apply and get approved
Many policies need no exam. We guide you through the rest.
Life insurance questions
Don't see yours? Ask us directly.
Do you offer life insurance outside Oregon?
Yes. We offer life insurance in all 50 states. Everything can be handled by phone, video call, and e-signature, so you get the same local service no matter where you live.
How much life insurance do I need?
A common starting point is enough to replace several years of income, pay off your mortgage and debts, and fund your kids' education. We'll work out a number specific to you.
Term or whole life: which is better?
Term is the most affordable way to get a large amount of coverage. Whole life costs more but lasts your entire life and builds cash value. Many families do well with term; we'll tell you honestly if you're one of them.
Do I need a medical exam?
Not always. Many carriers now offer no-exam policies for healthy applicants up to certain amounts.
Can I get coverage with a health condition?
Usually, yes. Different insurers view conditions like diabetes or high blood pressure differently, which is exactly why comparing carriers matters.
Is the life insurance through my job enough?
Workplace policies are often only one or two times your salary and usually end when you leave the job. A personal policy stays with you.
Protect the people who count on you
We serve clients in all 50 states, and a short call is all it takes to see your options.